Moss Finance

About Me

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YOUR FINANCIAL PLANNING & TAX PARTNER

A Foundation of Trust & Academic Excellence

After dedicating over two decades to military service, Melvin brings the same unwavering commitment to your financial well-being that he brought to serving our country. His journey as a financial professional is built on a foundation of integrity, discipline, and genuine care for those he serves—reinforced by formal education in the financial planning field.

Melvin holds a Bachelor's degree in Wealth Management and Financial Planning from Purdue Global University. Demonstrating his commitment to continuous professional development, he is currently enrolled in the University of Arizona's Undergraduate Certificate in Personal & Family Financial Planning—a CFP® Board registered program that will further enhance his ability to deliver comprehensive financial guidance.

Your Financial Journey Matters

As your financial planning partner, Melvin believes in creating pathways to lasting financial security before addressing the yearly tax obligations that impact your wealth. His holistic approach begins with understanding your unique financial situation, aspirations, and concerns—because your financial story deserves personalized attention.

"I view financial planning as the roadmap and tax strategy as one of the critical vehicles to help you reach your destination," Melvin explains. "When we align these elements properly, your financial journey becomes more efficient and rewarding."

Academic Knowledge Meets Military Precision

Melvin combines academic financial planning expertise with the disciplined approach forged during his military career. His education in Wealth Management and Financial Planning provides the theoretical framework and technical knowledge, while his experience handling sensitive information for over 10 years during his military service ensures your financial data receives the highest level of care and protection.

This powerful combination ensures:

• Comprehensive analysis of your complete financial picture based on established financial planning principles
• Evidence-based strategic planning that anticipates future opportunities and challenges
• Systematic organization of your financial documentation with professional standards
• Bank-level security protocols for your sensitive financial information
• Financial strategies informed by current academic research and best practices

Beyond Tax Season: A Year-Round Financial Partnership

While Melvin has provided tax preparation assistance since 2012—starting with fellow service members and expanding to civilian clients—he recognized that true financial well-being requires consistent guidance throughout the year.

"Tax preparation represents a moment-in-time snapshot of your financial life," Melvin notes. "But financial planning is the continuous process that helps shape what that picture looks like year after year."

His ongoing financial planning services help you:

• Create structured savings and investment strategies
• Develop realistic budgeting frameworks
• Navigate major life transitions with financial confidence
• Build wealth systematically over time
• Prepare proactively for tax obligations

The Melvin Difference: Academic Rigor, Clarity, and Compassion

Melvin's academic credentials in Wealth Management and Financial Planning from Purdue Global University, combined with his ongoing studies in a CFP® Board registered program at the University of Arizona, demonstrate his commitment to mastering the science of financial planning. Beyond formal education, he pursues continuing education annually to remain current on financial planning best practices and tax code changes.

What truly sets Melvin apart, however, is his transparent communication style and sincere dedication to your financial peace of mind. While financial matters can feel overwhelming, Melvin's approach makes the process accessible and anxiety-free.

"I believe financial clarity leads to personal freedom," Melvin shares. "My greatest satisfaction comes from seeing clients transform financial uncertainty into confident decision-making."

Your Financial Future Starts Here

Whether mapping out your retirement strategy, creating an education funding plan, or maximizing your tax advantages, Melvin treats your financial future with the same care, precision, and discretion he would his own.

The financial planning relationship Melvin establishes with clients creates the foundation for tax strategies that aren't just reactive, but proactively integrated into your broader financial goals—ensuring you receive the maximum lawful benefits available while building toward long-term financial success.

Let's build your financial future together.

Services

Call Us Today

• Financial Planning & Advising
• Tax Preparation
• Tax Advising
• Referral Program

Schedule a Consultation

Financial Planning & Advising

Financial Planning Packages

Premium Financial Success Plan

Our most comprehensive solution includes weekly 30-minute consultation sessions, providing continuous expert guidance as your financial situation evolves. This premier package features end-of-year tax preparation, a customized financial roadmap, detailed budget analysis, investment strategy guidance, retirement planning, debt management strategies, and systematic goal setting with regular progress tracking.

• Value: $1,800+ annually including 52 personalized sessions and professional tax preparation.

Growth Financial Plan

Perfect for building strong financial foundations, this package offers bi-weekly 30-minute consultations to keep you consistently moving toward financial stability. Includes simplified annual tax filing assistance, essential budget creation and monitoring, basic investment recommendations, retirement account review, debt reduction planning, and quarterly goal check-ins to ensure you stay on track.

• Value: $800+ annually including 26 personalized sessions and basic tax assistance

Financial Foundations Plan

Ideal for those beginning their financial journey, this starter package provides monthly 30-minute consultations to establish healthy financial habits. Includes self-guided tax preparation resources, basic budget template with setup assistance, financial education resources, simple savings plan creation, debt management fundamentals, and semi-annual financial check-ins.

• Value: $400+ annually including 12 personalized sessions and essential financial resources

  Why Choose Moss Finance & Tax Services?

  • Integrated Approach: We seamlessly combine financial planning with tax expertise for maximum financial benefit
  • Personalized Guidance: Custom strategies tailored to your unique financial situation and goals
  • Ongoing Support: Regular consultations ensure you stay on track and can adjust as circumstances change
  • Tax Optimization: We identify tax-saving opportunities throughout the year, not just at tax time
  • Exceptional Value: Professional financial guidance at a fraction of the cost of traditional financial advisors
    Don't wait to secure your financial future. Contact us today for a FREE initial consultation to discover which plan best fits your needs and start your journey toward financial freedom.
    

    Schedule a Consultation

Tax Preparation

At Moss Finance & Tax, we understand that taxes can feel overwhelming. That's why we've created a personalized approach that puts your mind at ease from day one.

The Moss Finance & Tax Difference:

Expert Guidance Without the Jargon
We explain everything in plain language, so you'll always understand your tax situation and options.

Personalized Attention
Your financial situation is unique. We take the time to understand your specific needs and goals before making any recommendations.

Maximum Refunds, Minimum Stress
Our professionals meticulously review your financial information to identify every legitimate deduction and credit you deserve.

Transparent Pricing
Our affordable rates ($125-$200) reflect our commitment to providing exceptional value. No hidden fees or surprises.

Year-Round Support
Tax questions don't just arise during filing season. We're here whenever you need guidance throughout the year.

What to Expect:

1. Friendly Consultation: We start by understanding your unique financial situation in a relaxed, pressure-free environment.
2. Clear Communication:We'll explain the tax preparation process and answer any questions you might have.
3. Thorough Review:We carefully examine your documents to ensure accuracy and identify all possible deductions.
4. Timely Filing: Your returns will be prepared correctly and submitted well before deadlines
   Ready to take the stress out of tax season?
   Call us today at (910) 778-0989 or Click the button below to schedule your consultation.
   Peace of mind is just a conversation away.
   

   Schedule a Consultation

Tax Advising

Call Us Today

Year-Round Tax Advising Services
$25.00 per hour - Expert Guidance When You Need It

Don't wait until April to think about your taxes.
Tax planning should be a year-round strategy, not a last-minute scramble. Our affordable expert consultation helps you navigate the complex tax landscape, protecting your hard-earned money and creating opportunities for significant savings.

What We Offer:

• Proactive Tax Planning - Identify strategies that legally minimize your tax burden before year-end
• Quarterly Tax Guidance - Never face surprise penalties or underpayment issues again
• Life Transition Support - Marriage, homebuying, retirement, inheritance? Understand the tax implications before making major decisions
• Business Structure Optimization - Ensure your business entity choice aligns with your financial goals
• Peace of Mind - Expert representation and guidance if you face an IRS audit
  
  

  Schedule a Consultation

Referral Program

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SHARE THE VALUE, MULTIPLY THE REWARDS
At Moss Finance, we believe financial wellbeing spreads best through community connections. When you help someone in your circle discover our services, we want to thank you meaningfully while helping you build your own financial future.

YOUR REFERRAL REWARDS

FOR YOU
For each new client you refer who becomes a Moss Finance client:

• $25 CASH REWARD for each successful referral (up to 5 clients)
• ONE MONTH FREE of the financial planning package that matches your referred client's selection:
  • Referred client chooses Comprehensive ($50/month package): You get one month of Comprehensive planning FREE ($50 value)
  • Referred client chooses Basic Guidance ($25/month package):You get one month of Basic Guidance FREE ($25 value)
  • Referred client chooses Financial Essentials ($15/month package): You get one month of Financial Essentials FREE ($15 value)
• TAX PREPARATION DISCOUNT: 10% off your next tax preparation service for each successful referral (stackable up to 50% off)

  FOR YOUR REFERRALS
  New clients you refer will receive:

  • COMPLIMENTARY CONSULTATION: Extended 45-minute initial consultation (normally 30 minutes)
  • NEW CLIENT WELCOME DISCOUNT: 15% off their first month of any financial planning package
  • PERSONALIZED FINANCIAL ASSESSMENT: Detailed review of their current financial position with actionable recommendations

  HOW IT WORKS

  1. SHARE THE VALUE: Tell friends, family, or colleagues about Moss Finance and the specific services that might benefit them
  2. MAKE THE CONNECTION: Have them mention your full name when they contact us
  3. TRACK YOUR IMPACT: We'll notify you when your referral signs up and confirm your rewards
  4. RECEIVE YOUR REWARDS: Cash rewards are issued monthly; free financial planning months are applied to your account immediately

  MAXIMIZE YOUR BENEFITS
  TIER REWARDS
  Build your referral community and unlock additional benefits:

  TIER	REFERRALS	BONUS REWARD
  SUPPORTER	2 referrals	Free financial check-up ($75 value)
  ADVOCATE	3 referrals	Free tax preparation for 1 year ($125-200 value)
  PARTNER	5 referrals	All rewards above PLUS 3 additional months of free financial planning

  SPECIAL PROMOTIONS

  • TAX SEASON BOOST: Refer during January-April and receive an additional $10 per referral
  • FINANCIAL PLANNING WEEK: Double rewards for referrals who sign up during National Financial Planning Week (October)
  • COMMUNITY BUILDER: When your referrals refer others, you receive a $15 bonus for each "second-generation" client

  WHY YOUR REFERRALS MATTER
  Your referrals help us build a stronger financial community while allowing us to focus on providing exceptional service rather than marketing. This program is our way of thanking you for trusting us with your network.
  When you refer someone to Moss Finance, you're not just connecting them with tax and financial services—you're helping them take a significant step toward financial confidence and clarity.

  READY TO START SHARING?
  Contact us today to receive personalized referral cards or digital materials that make it easy to share Moss Finance with others in your network!
  
  

  Program terms subject to annual review. Rewards cannot be combined with other promotional offers. Maximum referral rewards capped at 5 successful referrals per calendar year.

  Schedule a Consultation

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